Al-Ameen Welfare Trust runs orphan support, widow stipends, and a free clinic across two cities. About 40% of giving is Zakat-tagged and must be categorised by asnaf (eligible recipient class) before disbursement. Donations from the UAE and Saudi diaspora needed FCRA-compliant routing.
The trustees were keeping three separate ledgers: one for Zakat, one for Sadaqah, one for general donations. Reconciling them against the bank statement at year-end was a multi-week exercise. FC-4 filing had been delayed two years in a row.